Job Description


Consumer Regulatory Attorney

Category:
Corporate Office
Location:
5501 Headquarters Dr
Plano Texas 75024
Job ID:
335834
Job Description:

Note: This position can be based in either Plano TX or Draper UT.

ROLE SUMMARY:

The company seeks an experienced consumer regulatory attorney.  The position will initially focus on supporting the Acima segment and will expand over time to support enterprise-wide consumer regulatory matters.

JOB PURPOSE:  

Provide legal advice to the company regarding the full range of consumer regulatory matters impacting its current and planned business activities, including supporting operations, marketing, product development, technology/IT and litigation/investigations.

 KEY RESPONSIBILITIES:

  • Provide advice to internal business partners regarding the full range of federal and state consumer regulatory compliance matters, including, for example, marketing/advertising, digital contracts, consumer disclosures and consents, merchant agreements and oversight, UDAP/UDAAP, payments, collections and credit reporting.
  • Maintain proficiency in state lease-to-own regulations in order to assist the company in maintaining compliance with associated requirements.
  • Assist and support the enterprise in responding to audits of consumer regulatory compliance at the state and federal level. 
  • Stay up to date with legal, regulatory, and policy issues pertaining to the various lines of Acima and RCII businesses.
  • Provide oversight to the development of consumer facing public communications and or documents to ensure ongoing compliance across all forums.
  • Interpret the external regulatory environment and identify solutions for ongoing compliance practices.
  • Manage timely implementation of regulatory guidance while ensuring that leaders and internal stakeholders are kept informed of their roles and responsibilities.
  • Provide internal training support on compliance, consumer protection, and other related issues as needed.
  • Lead and or serve on cross functional business teams to develop compliance procedures, specifications, and corporate policies.
  • Provide litigation, regulatory investigation and arbitration support on an as-needed basis
  • Support general legal department requests on an as-needed basis
  • Work with and manage outside counsel on an as-needed basis

JOB REQUIREMENTS:

  • Juris Doctorate degree
  • Admitted to state bar and actively licensed to practice law
  • At least 5+ years’ experience as a licensed attorney at a reputable law firm and/or in-house for a consumer retail or finance/payments company
  • At least 5+ years of experience in consumer regulatory matters with an emphasis in finance/payments or retail business lines
  • Proficient with Microsoft Office 
  • Must be highly organized and detail oriented 
  • Strong negotiation skills 
  • Exceptional analytical and problem solving skills
  • Excellent oral and written skills in the communication of business and legal issues  
  • Relies on experience and judgment to plan and accomplish goals within time allotted 
  • Collaborative and able to build effective internal working relationships 
  • Strong work ethic and demonstrates initiative
  • Position can reside in Draper Utah or Plano Texas
  • Position reports to either General Counsel or Assistant General Counsel

 

 

 

 

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